I may feel for the bankers caught in the crisis more than I let on...

Honestly, when you need to make money and you are a small piece of a large ponzi scheme - and there are stolenm identies, false credit ratings, and fictional accounts, names, and or transactions, how can you be sure what to do? It is a state sanctioned mafia and honestly, unless we return to the fife system, I have to idea how it oculd be avoided.